h1,h2,h3{line-height:1.14;letter-spacing:-.025em;font-weight:800}
h2{font-size:clamp(1.7rem,3.5vw,2.5rem)}
.lead{font-size:1.08rem;max-width:680px;color:var(--navy-soft)}
.btn{display:inline-flex;align-items:center;gap:8px;font-weight:700;font-size:1rem;padding:14px 26px;border-radius:12px;border:2px solid transparent;cursor:pointer;transition:transform .15s,box-shadow .2s,background .2s;white-space:nowrap}
.btn-primary:hover{background:var(--blue-dark);transform:translateY(-2px)}
/* HEADER (shared system) */
header{position:sticky;top:0;z-index:200;background:rgba(255,255,255,.9);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.nav-item>a:hover,.nav-item>button:hover,.nav-item.open>button,.nav-item>a.act{color:var(--blue)}
.mega{position:absolute;top:100%;left:0;right:0;background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line);box-shadow:0 24px 50px rgba(15,27,45,.12);opacity:0;visibility:hidden;transform:translateY(4px);transition:opacity .12s,transform .12s;z-index:210;padding:26px 0}
.mega::before{content:"";position:absolute;top:-16px;left:0;right:0;height:16px}
/* ===== CONTACT: split hero — form as centerpiece ===== */
.chero{background:linear-gradient(178deg,#fff 0%,var(--light) 100%);border-bottom:1px solid var(--line);padding:40px 0 66px;position:relative;overflow:hidden}
.chero::before{content:"";position:absolute;top:0;right:0;width:min(38vw,360px);height:340px;background-image:radial-gradient(var(--line) 1.4px,transparent 1.4px);background-size:20px 20px;opacity:.55;-webkit-mask-image:linear-gradient(225deg,#000,transparent 70%);mask-image:linear-gradient(225deg,#000,transparent 70%);pointer-events:none}
.chero::after{content:"";position:absolute;top:-70px;left:-70px;width:220px;height:220px;border:1.5px solid rgba(0,92,219,.1);transform:rotate(45deg);border-radius:34px;pointer-events:none}
.chero .wrap{position:relative;z-index:2}
.chero .crumb{font-size:.82rem;font-weight:600;color:var(--navy-soft);display:flex;flex-wrap:wrap;gap:7px;align-items:center;margin-bottom:22px}
.chero .crumb a:hover{color:var(--blue)}
.chero .crumb .sep{opacity:.45}
.cgrid{display:grid;grid-template-columns:1fr 1.05fr;gap:48px;align-items:start}
.chero h1{font-size:clamp(2rem,4.4vw,3rem);max-width:560px;margin:6px 0 16px}
.chero h1 em{color:var(--blue);font-style:normal}
.chero .sub{font-size:1.1rem;color:var(--navy-soft);max-width:520px;margin-bottom:24px}
/* what happens next mini-list */
.whn{list-style:none;display:flex;flex-direction:column;gap:12px;margin-bottom:26px}
.whn li{display:flex;gap:11px;align-items:flex-start;font-size:.98rem;font-weight:600;color:var(--navy)}
.whn li .wi{flex-shrink:0;width:30px;height:30px;border-radius:9px;background:var(--blue-soft);color:var(--blue);display:flex;align-items:center;justify-content:center;font-weight:900;font-size:.85rem}
.whn li:nth-child(2) .wi{background:#fff8e6;color:var(--gold-dark)}
.whn li span small{display:block;font-weight:500;color:var(--navy-soft);font-size:.85rem;margin-top:1px}
/* trust chips under hero copy */
.tchips{display:flex;gap:10px;flex-wrap:wrap}
.tchip{background:#fff;border:1px solid var(--line);border-radius:99px;padding:8px 15px;font-weight:700;font-size:.83rem;color:var(--navy);box-shadow:var(--shadow);display:flex;align-items:center;gap:7px}
.tchip .d{width:8px;height:8px;border-radius:2px;background:var(--gold)}
/* centerpiece form card sits in the right column via the shared .lead-form */
.chero .formwrap{position:relative}
.chero .formwrap .flabel{position:absolute;top:-13px;left:22px;background:var(--blue);color:#fff;font-size:.7rem;font-weight:800;letter-spacing:.06em;text-transform:uppercase;padding:5px 13px;border-radius:99px;z-index:3;box-shadow:var(--shadow)}
.chero .lead-form{background:#fff;border-radius:var(--radius);box-shadow:var(--shadow-lg);padding:30px 30px 28px;border:1px solid var(--line)}
.chero .lead-form h3{color:var(--navy);font-size:1.32rem;margin-bottom:5px}
.chero .lead-form .sub{color:var(--navy-soft);font-size:.9rem;margin-bottom:18px;max-width:none}
.chero .lead-form .btn{width:100%;justify-content:center;margin-top:4px}
.chero .lead-form .note{margin-top:12px;font-size:.8rem;color:var(--navy-soft);font-weight:600;display:flex;align-items:center;gap:8px;justify-content:center}
.chero .lead-form .note::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--green)}
.lf-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.lfield{margin-bottom:14px;display:flex;flex-direction:column}
.lfield label{font-size:.78rem;font-weight:700;color:var(--navy);margin-bottom:6px}
.lfield input,.lfield select,.lfield textarea{font-family:inherit;font-size:.92rem;color:var(--navy);border:1px solid var(--line);border-radius:11px;padding:11px 14px;background:var(--light);width:100%}
.lfield input:focus,.lfield select:focus,.lfield textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(0,92,219,.12);background:#fff}
.lfield textarea{resize:vertical;min-height:80px}
/* ===== CONTACT: ways to reach (channel cards) ===== */
.ways{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:36px}
.way{background:#fff;border:1px solid var(--line);border-radius:16px;padding:26px 24px;box-shadow:var(--shadow);transition:transform .16s,border-color .16s,box-shadow .16s;display:flex;flex-direction:column}
.way:hover{transform:translateY(-4px);border-color:var(--blue);box-shadow:var(--shadow-lg)}
.way .wy-ic{width:50px;height:50px;border-radius:13px;background:var(--blue-soft);color:var(--blue);display:flex;align-items:center;justify-content:center;font-size:1.4rem;margin-bottom:14px}
.way:nth-child(2) .wy-ic{background:#fff8e6;color:var(--gold-dark)}
.way:nth-child(3) .wy-ic{background:var(--navy);color:#fff}
.way h3{font-size:1.12rem;margin-bottom:6px}
.way p{font-size:.9rem;color:var(--navy-soft);line-height:1.55;margin-bottom:14px}
.way .wy-val{font-weight:800;color:var(--navy);font-size:.95rem;word-break:break-word}
.way .wy-act{margin-top:auto;padding-top:14px}
.way .wy-act a{color:var(--blue);font-weight:800;font-size:.9rem}
.way .wy-note{font-size:.76rem;color:var(--navy-soft);font-weight:600;margin-top:6px}
/* ===== CONTACT: trust strip ===== */
.tstrip{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border:1px solid var(--line);border-radius:18px;overflow:hidden;box-shadow:var(--shadow);background:#fff;margin-top:8px}
.tcell{padding:26px 22px;border-right:1px solid var(--line);position:relative}
.tcell:last-child{border-right:none}
.tcell::before{content:"";position:absolute;top:0;left:0;width:100%;height:3px;background:var(--blue)}
.tcell:nth-child(2)::before{background:var(--gold)}
.tcell:nth-child(3)::before{background:var(--navy)}
.tcell:nth-child(4)::before{background:var(--blue-dark)}
.tcell .tv{font-size:1.5rem;font-weight:900;color:var(--navy);line-height:1.05}
.tcell .tl{font-size:.86rem;color:var(--navy-soft);font-weight:600;margin-top:7px;line-height:1.45}
/* ===== CONTACT: location card ===== */
.loc{display:grid;grid-template-columns:1fr 1fr;gap:0;max-width:900px;margin:36px auto 0;border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-lg);border:1px solid var(--line)}
.loc .lcopy{padding:34px 32px;background:#fff}
.loc .lcopy h3{font-size:1.3rem;margin-bottom:10px}
.loc .lcopy p{color:var(--ink);font-size:.95rem;line-height:1.6;margin-bottom:14px}
.loc .lcopy address{font-style:normal;font-weight:700;color:var(--navy);font-size:.98rem;line-height:1.6;background:var(--light);border:1px solid var(--line);border-radius:12px;padding:14px 18px;display:inline-block}
.loc .lmap{background:linear-gradient(160deg,var(--navy),#1c3354);color:#fff;padding:34px 32px;display:flex;flex-direction:column;justify-content:center;position:relative;overflow:hidden}
.loc .lmap::before{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(255,255,255,.07) 1px,transparent 1px);background-size:22px 22px;opacity:.7;pointer-events:none}
.loc .lmap .li-in{position:relative;z-index:2}
.loc .lmap .pin{font-size:1.8rem;margin-bottom:10px}
.loc .lmap h4{color:#fff;font-size:1.15rem;margin-bottom:8px}
.loc .lmap p{color:#c4d2e6;font-size:.92rem;line-height:1.6}
/* cta-inline (shared) */
.cta-inline{display:flex;align-items:center;gap:14px;flex-wrap:wrap;margin-top:30px;background:var(--blue-soft);border:1px solid #cfe0fb;border-radius:14px;padding:14px 20px}
.cta-inline .txt{font-weight:700;color:var(--navy);font-size:.98rem}
.cta-inline .btn{margin-left:auto}
.fignote{font-size:.82rem;color:var(--navy-soft);font-style:italic;margin-top:12px}
/* money band (shared) */
.moneyband{background:linear-gradient(135deg,var(--navy),#1c3354);color:#fff;border-radius:20px;padding:32px 34px;box-shadow:0 20px 44px rgba(15,27,45,.28);display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap;border:1px solid rgba(245,179,1,.3)}
.moneyband h3{color:#fff;font-size:1.4rem;margin-bottom:6px}
.moneyband p{color:#c4d2e6;font-size:1rem;max-width:560px}
.moneyband .btn{background:var(--gold);color:var(--navy)}
.moneyband .btn:hover{background:#fff;color:var(--navy)}
/* FAQ (shared) */
.faq{max-width:820px;margin:34px auto 0}
summary{padding:17px 22px;font-weight:700;font-size:1.01rem;cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:12px}
summary::after{content:"+";font-size:1.5rem;color:var(--blue);font-weight:400;transition:transform .2s;flex-shrink:0}
details p{padding:0 22px 18px;font-size:.95rem;color:var(--ink);line-height:1.6}
/* lead form (shared) */
.leadcta{background:linear-gradient(135deg,var(--navy) 0%,#16304f 100%);color:#fff;position:relative;overflow:hidden;padding:66px 0}
.leadcta::before{content:"";position:absolute;top:-160px;right:-80px;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(245,179,1,.2),transparent 62%)}
.leadcta .wrap{position:relative;z-index:2;display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:center}
.leadcta .li .eyebrow{background:rgba(95,160,255,.16);color:#8fbcff}
.leadcta .li h2{color:#fff}
.leadcta .li p{color:#c4d2e6;font-size:1.05rem;margin-top:10px}
.leadcta .li ul{list-style:none;margin-top:18px;display:flex;flex-direction:column;gap:10px}
.leadcta .li li{display:flex;gap:9px;align-items:center;color:#dbe5f2;font-weight:600;font-size:.95rem}
.leadcta .li li::before{content:"✓";color:#F5B301;font-weight:900}
.lead-form{background:#fff;border-radius:var(--radius);box-shadow:var(--shadow-lg);padding:28px 30px}
.lead-form h3{color:var(--navy);font-size:1.2rem;margin-bottom:4px}
.lead-form .sub{color:var(--navy-soft);font-size:.88rem;margin-bottom:18px}
.lead-form .btn{width:100%;justify-content:center;margin-top:4px}
.lead-form .note{margin-top:12px;font-size:.8rem;color:var(--navy-soft);font-weight:600;display:flex;align-items:center;gap:8px;justify-content:center}
.lead-form .note::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--green)}
/* FOOTER (shared) */
footer{background:var(--navy);color:#cfd9e8;padding:56px 0 26px;position:relative;overflow:hidden}
.preview-badge{position:fixed;right:14px;bottom:14px;z-index:999;background:var(--gold);color:var(--navy);font-weight:800;font-size:.74rem;padding:8px 14px;border-radius:99px;box-shadow:var(--shadow-lg)}
@media (max-width:1200px){
  .nav-links{display:none}.menu-toggle{display:inline-flex}.nav{padding:0 22px}
  .nav-links.open{display:flex;position:absolute;top:68px;left:0;right:0;flex-direction:column;align-items:stretch;background:#fff;border-bottom:1px solid var(--line);padding:12px;gap:2px;box-shadow:var(--shadow);max-height:calc(100vh - 68px);overflow-y:auto}
  .nav-item{width:100%}.nav-item>a,.nav-item>button{width:100%;justify-content:space-between;padding:13px 12px;white-space:normal;font-size:.95rem}
  .mega{position:static;opacity:1;visibility:visible;box-shadow:none;border:none;border-left:2px solid var(--line);border-radius:0;margin:2px 0 8px 14px;padding:6px 0 6px 14px;display:none}
  .nav-item.open .mega{display:block}.mega-inner{padding:0;max-width:none}
  .mega-cols,.mega-w3{grid-template-columns:1fr;gap:14px}.mega-democard{display:none}
  .nav-cta{margin-left:0;width:100%}.nav-cta .btn{width:100%;justify-content:center}
}
@media (max-width:900px){
  .cgrid{grid-template-columns:1fr;gap:34px}
  .chero h1,.chero .sub{max-width:none}
  .ways{grid-template-columns:1fr}
  .tstrip{grid-template-columns:1fr 1fr}.tcell:nth-child(2){border-right:none}.tcell:nth-child(1),.tcell:nth-child(2){border-bottom:1px solid var(--line)}
  .loc{grid-template-columns:1fr;max-width:560px}
  .leadcta .wrap{grid-template-columns:1fr;gap:30px}
  .moneyband{flex-direction:column;align-items:flex-start}
  .foot-top{grid-template-columns:1fr}.foot-cols{grid-template-columns:repeat(3,1fr)}
}
@media (max-width:560px){
  .section{padding:54px 0}
  .lf-row{grid-template-columns:1fr}
  .tstrip{grid-template-columns:1fr}.tcell{border-right:none;border-bottom:1px solid var(--line)}.tcell:last-child{border-bottom:none}
  .cta-inline .btn{margin-left:0;width:100%;justify-content:center}
  .nav-cta{display:none}
  .mobile-cta{display:block;position:fixed;left:0;right:0;bottom:0;z-index:120;background:#fff;border-top:1px solid var(--line);padding:10px 16px;box-shadow:0 -6px 20px rgba(15,27,45,.1)}
  .mobile-cta .btn{width:100%;justify-content:center}.preview-badge{bottom:70px}
}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}}
/* v4-navy-reduction */
.pitch{background:var(--light)!important;color:var(--navy)!important}
.pitch::before{opacity:0!important}
.pitch .eyebrow{background:var(--blue-soft)!important;color:var(--blue)!important}
.pitch h2{color:var(--navy)!important}
.pitch .plead{color:var(--navy-soft)!important}
.pcta .line{color:var(--navy)!important}
.pcard{background:#fff!important;border:1px solid var(--line)!important;border-top:3px solid var(--gold)!important;box-shadow:var(--shadow)!important}
.pcard .pq{color:var(--navy)!important}
.pcard .pa{color:var(--navy-soft)!important}
.leadcta{background:var(--light)!important;color:var(--navy)!important;border-top:1px solid var(--line)!important}
.leadcta::before{background:radial-gradient(circle,rgba(0,92,219,.06),transparent 62%)!important}
.leadcta .li .eyebrow{background:var(--blue-soft)!important;color:var(--blue)!important}
.leadcta .li h2{color:var(--navy)!important}
.leadcta .li p{color:var(--navy-soft)!important}
.leadcta .li li{color:var(--ink)!important}
.leadcta .li li::before{color:var(--gold-dark)!important}
/* lmap-demap */.lmap::before{display:none!important}